Workers’ Compensation Safety Groups

Group returns up to 40% with zero losses!

Safety Group Dividend Programs offer qualifying small- to mid-sized businesses the opportunity to earn a return on your Workers’ Compensation insurance premium – an option usually reserved for larger employers. By combining the premiums and loss experience of policyholders from similar industries, the result can mean significant savings for participants!

The groups features are:

Automotive Group

For new and used car dealers, filling stations, service centers, car tire dealers, auto paint and body shops, auto parts stores, and car wash facilities.

Restaurant Group

For fast-food establishments, family-style restaurants, ethnic and specialty eating, white tablecloth and fine dining venues.

Wholesale/Retail Food Group

For food, meat, and beverage manufacturing, canning, and packing; beverage brewing, bottling, an distribution; select produce, meat, poultry, and dairy operations; and wholesale/retail grocery, meat, and produce outlets.

Since each of these programs has been created expressly for a particular industry, a range of specially tailored loss control, claims, and medical management services are available which add VALUE to your insurance coverage and can save you money by improving your loss experience and containing expenses. These benefits are coupled with competitive up-front pricing and the potential for a back-end dividend.

Insurance dividends are paid from earned surplus to the extent that surplus is available and are payable only upon approval of the Board of Directors. This product may not be available in all states.