Executive Plans

Individual Plans

Workers Comp

Personal Lines

Commercial Lines

Group Benefits


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Insurance & Employee Benefits

877-GROUP-11 or 516-576-0007

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 Flooring Contractors Insurance

Insuring Carpet Installers and Flooring Contractors

Carpet Installers and flooring contractors typically sell and provide installation of various floor coverings including wood, laminates, carpet, porcelain, and vinyl & ceramic tile. Due to the heavy lifting and nature of the work, knee and back injuries are prevalent. Thus a good workers’ comp program is essential. It is also important to consider environmental exposures for buildings constructed prior to 1978 as lead was commonly used in paints and other building material.

Commercial general liability typically covers claims resulting from the operations of the business, after a job is completed or completed operations, premises liability, and personal & advertising injury.  Commercial property, inland marine, and installation insurance provide coverage for the tools, equipment, and/or material of the contractor.  

Many flooring contractors operate their businesses from a store front which may serve a dual purpose; a showroom to display the stock, and a warehouse to store the inventory.  Other functions include a meeting area for the crews, office for the staff, and a design center for the clientele.  Hence protecting against the closure of the premises by a loss is also important, therefore the proper amount of loss of business income should be analyzed.

Commercial auto and truck insurance provide coverage for liability, uninsured motorist, no-fault protection, and coverage for the physical damage to the fleet.  Also worth considering are rental hire and non-owned liability, rental reimbursement, and glass.






Program Highlights


A- or Better Rated

Admitted Carriers

Nationwide Coverage

Per Project Aggregate

Surety & Fidelity Bonds

Employee Dishonesty

Employer Practices Liability

Employee Benefits Liability

Property in Transit

Multi-Policy Discounts

Residential & Commercial  


Finished Wood Floor

Important Considerations in Choosing an Agent to Service Your Carpet & Flooring Company

Knowledge of the Industry

Experienced Staff

Fast Certificate Processing

Claims Representation

Billing & Finance Options

Support Backup

Access to Multiple Markets


Carpet Installers & Flooring

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Type of Service

Hold “Ctrl” to Select Multiple Options


Commercial Property

Workers Comp & DBL

Unemployment Insurance

Loss of Business Income

Personal & Advertising

Settlement Options