Insurance & Employee Benefits
We are constantly seeking new opportunities to offer value programs to our clients, associates, and the insurance & financial professional. Typically these insurance programs offer unique or enhanced lines of coverage geared towards the industry targeted and often offer lower rates or discounts, especially if quality loss control and favorable experience is maintained.
Some insurance products may involve a level of risk not normally associated with a fully insured plan. These programs and products include captives, retrospective rated, high deductible, and self insured plans. In addition, not all programs and products are provided by an admitted carrier or one that is rated by AM Best or one of the other financial rating agencies. The repercussions of placing insurance through one of these programs can pose financial risk to the insured and therefore it is important to understand the product secured.
Some programs and industry class products are not offered directly by our office as we maintain many alliances with other agencies, MGA’s, wholesalers, and brokers.
For the latest insurance programs and products offering coverage for commercial auto & trucks, liability, property, umbrella, employer practices liability, errors & omissions, directors & officers, professional liability, fidelity & crime, heavy equipments, inland & ocean marine, and workers’ comp…
Click on the Category to the Right
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