Insurance & Employee Benefits
A Billed Proposed in the House by William F. Schaake, CIC, CRM
HR 3590 was introduced in the House as the “Service Members Home Ownership Tax Act of 2009,” in September 2009 by Charles Rengal, a NY Democrat and was passed by the House the following month. That December, the 2000 plus document was later changed to and passed by the Senate as the Patient Protection and Affordable Care Act or PPACA. The purpose of this act was to reform our health care system and to cover the 32,000,000 plus uninsured Americans.
Health Care and Education Reconciliation Act of 2010 was signed by President Obama on March 30, 2010 as an amendment to the Patient Protection and Affordable Care Act. This second set of provisions including adjustment to health care inform while including the Student Aid and Fiscal Responsibility Act.
The magnitude and impact of PPACA will forever change the entire medical and health care industries, which accounts as the single largest sector of the US economy accounting for nearly 17% of our GDP. Ironically, most of the documents were allegedly drafted behind closed doors, heavily favored and endorsed by members of the democratic party during their brief control of all three branches of the federal government.
As many as 27 states have filed legal actions in federal court challenging the PPACA constitutionality, but three of the four appellate courts upheld the PPACA legality. The individual mandate, which will require most Americans to purchase health care coverage and in itself a requirement many consider unconstitutional, will be reviewed in by the Supreme Count and has scheduled over five hours of discussions in March of 2012
The key provisions of the Affordable Care Act by date.
March 23, 2010 President Barack Obama signs the PPACA into law.
Immediate Changes Starting September 23, 2010 (Source: whitehouse.gov)
New Consumer Protections -
Improving Quality and Lowering Costs
Increasing Access to Affordable Care
Health Care Reform Timeline & Summary
On March 23, 2010, President Obama signed the Patient Protection and Affordable Care Act (PPACA) into law. This paved the way to control health care costs, expand coverage, and improve the health care delivery system, herein referred to as the Affordable Care Act or PPACA.
Tools from the Carriers
Oxford Health Plans -
Department of Health & Human Services
Supreme Court of the United States
Affordable Care Act
Free Preventive Care
Health Care Fraud
Health Care Reform Tools