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Insurance & Employee Benefits
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- Expensive medical procedures for broken bones and dislocations, or physical therapy.
- Crutches, wheelchairs or other medical aids you may need as a result of your accident.
- Co-
payments, co- insurance and deductibles. - Ambulance benefit
- Hospital confinement
- AD&D
- Optional benefits/riders exist that can provide coverage for spouse and children
Accident medical insurance products can serve both as a reimbursement and an indemnity insurance policy. Expense reimbursements paid are for actual charges or up to the maximum amount stipulated per selection.
Accidental death benefits can help a family meet their continuing needs after a death occurs. The death benefit is increased if the accidental death occurs on a common carrier such as a commercial airplane or subway system.
Accident plans often feature a flexible plan design so that an employee can choose the coverage that best meets their needs. Coverage is available for both on and off-
Contributed with the permission of Jeffrey Schreiber, ARM
Accident Insurance
Unfortunately, accidents are a part of everyday life. We often don't think about the accidental injuries, or even the accidental deaths, which may happen during the course of a day. Supplemental accident insurance allows a person to be better prepared for such unexpected events. Accident insurance can provide benefits in event of sickness or death.
Designed to supplement your employer-
