Individual Plans


Executive Plans                      

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Workers Comp                      

Personal Lines                      


Group Benefits                      

Commercial Lines                      

Contact Us

Insurance & Employee Benefits

877-GROUP-11 or 516-576-0007

Professional Offices

Accounting Services

Advertising and Related Services



Credit Reporting Agencies

Detectives or Investigative Agencies - Private


Diagnostic Testing Laboratories

Employment Agencies

Engineers or Architects – Consulting

Financial Planners

Health Maintenance Organizations

Inspection and Appraisal Companies

Insurance Agents

Interior Decorators


Marine Appraisers or Surveyors

Media Buyers

Medical Offices

Notaries – Public

Payroll Accounting Services

Pet Groomers

Professional Trade Associations

Public Relations

Real Estate Agents

Stenography, Typing, Court Reporting, and Word Processing


Telemarketing and Research Services

Ticket Agencies

Title Agents

Travel Agencies

Veterinarians Office

Water Companies

X-Ray or Imaging Labs


Processing and Service Occupancies

Appliance and Accessories – Installation, Servicing or Repair – Commercial or Household

Bakeries – with Baking on Premises

Barber Shops

Beauty Parlors and Hair Styling Salons, including Nail Salons

Copying and Duplicating

Dental Laboratories


Funeral Homes or Chapels

Jewelry Repair

Laundry and Dry Cleaning or Dying – Receiving Stations

Laundry and Dry Cleaning – Petroleum or Synthetic Solvents (fewer than 3 pick-up stations)


Mail Box or Packaging Stores

Mailing or Addressing Companies




Shoe Repair Shops

Tailoring or Dressmaking Establishments – Custom


Television or Radio Receiving Set – Installation or Repair

Artisan Contractors

Air Conditioning Systems or Equipment – Dealer or Distributors - Installation, Service, Repair


Carpentry – Construction of Residential Property
(not exceeding 3 stories in height) and Interior

Carpet, Rug, Furniture, Upholstery Cleaning –
On Customer’s Premises

Concrete Construction

Door, Window, or Assembled Millwork – Installation

Driveway, Parking Area, Sidewalk Repair –
Paving or Repaving

Electrical Work – Within Buildings

Fence Erection Contractors

Floor Covering Installation

Furniture or Fixtures – Installation in Offices or Stores – Portable – Metal or Wood

Glass Dealers and Glaziers – Sales and Installation

Heating or Combined Heating and Air Conditioning Systems or Equipment – Dealers or Distributors and Installation, Service, Repair (no LPG equipment sales or work)

House Furnishings Installation

Landscape Gardening (no tree removal or excavation)

Lawn Sprinkler Installation


Metal Erection – Decorative or Artistic

Painting – Exterior – Buildings or Structures
(3 stories or less in height); Interior Buildings and Structures

Paper Hanging

Permanent Yards – Maintenance or Storage

Plastering or Stucco Work

Plumbing – Residential or Domestic

Refrigeration Systems or Equipment - Dealers and Distributors - Installation, Service, Repair

Siding Installation (3 stories or less)

Sign Painting or Lettering – Inside of Building
(no spray painting)

Shop Carpenters

Tile, Stone, Marble Mosaic or Terrazzo Work – Interior Construction

Other – Habitational, Hotels/Motels*

Apartments (updates completed within 20 years)

Condominiums (built within 20 years)

Hotels/Motels (6 stories or less)

*Additional eligibility requirements may apply.

Targeted Classes for BOP’s

Restaurants – Full Cooking, Limited Cooking, and Fast Food


Cafeteria Style – Buffet

Catering Services - Banquet Hall

Concession Stands/Snack Bars

Delicatessens and Sandwich Shops

Drives-in/Service in Car


Family Restaurants

Fine-Dining Restaurants

Hamburger/Hotdog/Malt Shops/Donut Shops

Ice Cream Parlors

Pizza Shops

Take-Out Only (no on-premise food consumption)

Auto Services

Auto Body Shops

Auto Parts/Supplies Retail Stores

Auto Repair Operations (including auto glass, muffler, transmission, and upholstery)

Auto Service/Repair with incidental gas exposures

Auto Specialty Shops

Car Washes – full-service or automatic with attendant

Gas Stations with convenience store (select states)

Quick Lube Shops


Air Conditioning Equipment

Appliance Stores

Army and Navy Stores

Art Galleries

Barber or Beauty Shop Supplies Distributors

Beverage Stores - Liquor and Wine and Non-alcoholic

Bicycle Shops

Bookbinding and Printing Supplies

Books and Magazine Stores

Camera and Photographic Equipment

Candy or Confectionery Stores


Clock Shop with Repair

Clothing - Uniforms

Clothing or Wearing Apparel

Computer Stores - Retail and Repair

Convenience Food Stores

Cosmetic, Hair or Skin Preparation

Dairy Products Stores

Department Stores


Dry Goods Dealers

Education and School Supplies

Electrical Supplies and Lighting Stores

Electronics Stores


Flag and Banner

Floor Covering


Fur - Garments and Pelts

Furniture – Upholstered, Wood or Metal, Patio or Outdoor

Gardening and Light Farming Supply

General Stores

Gift Shops

Glass Dealers and Glaziers


Gourmet Coffee and Coffee Supplies

Hardware and Tools

Health or Natural Food Stores

Hearing Aid

Hobby, Craft or Artists’ Supply

Home Furnishings Stores

Home Improvement Stores

Janitorial Supplies


Kitchen Accessories

Knives and Scissors

Leather Products or Hide Stores

Luggage Goods

Mail Order Houses

Marble Products

Media Duplication


Music – Pre-Recorded and Instrument Stores


Office Machines or Appliances (no repair)

Optical Goods

Paint, Wall Paper or Wall Covering Stores

Painting, Picture or Frame Setters

Party Supplies

Pet Stores

Photography Equipment

Plumbing Supplies and Fixtures

Precision and Scientific Tools and Instruments

Refrigeration Equipment – Commercial

Religious Articles

Retails Stores, NOC

Sewing Machine Stores

Ship Chandler Stores

Shoe Stores


Sporting Goods or Athletic Equipment Stores (including apparel)

Stationery or Paper Products

Straw Products



Trophy Stores

Tuxedo Rentals

Variety Stores

Video Stores – Rental and Sales

Videotape Editing Services


Wood Products, NOC

Product Highlights

Targeted Classes

Workers’ Comp

Restaurant Highlights

Forms & Applications