America's Small Business Workers' Compensation Insurance
For over a century, we’ve been providing America’s small businesses with cost-effective workers’ compensation insurance. With our emphasis on financial stability and fast, efficient claims service, we now serve clients in 34 states and the District of Columbia. EMPLOYERS® remains focused on keeping America’s Main Street businesses not only working, but working safely.
Just a few reasons EMPLOYERS is right for your small business:
Exceptional Value: our strategic approach to workers’ compensation insurance focuses on resources and value added services that protect your business today and reduce rates in the future.
One Product, One Focus: we exclusively serve the workers’ compensation insurance needs of America’s small businesses and so we have the experience to provide the right coverage and services for your business.
Cash Flow Assistance: we offer flexible payment plans and low minimum premiums to help you manage your cash flow more effectively.
Stability and Dependability: over 100 years of experience and an A- (Excellent) rating by A.M. Best means we will be there when you need us.
Efficient Claim Handling: our 24/7, multi-lingual claim reporting center provides prompt service to injured workers while helping control claim costs by working with physicians to evaluate care.
Fraud Prevention: Our experienced anti-fraud staff has saved millions of dollars in fraudulent claims costs. Our fraud prevention efforts reduce expenses, which can help lower the cost of workers’ compensation insurance.
Loss Control Support: resources to help you reduce workplace injuries and illnesses which can improve productivity and long term profitability.
Managed Care Services: by partnering with carefully selected healthcare professionals that provide quality, cost-appropriate, and timely care, injured workers experience minimal downtime.