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Insurance Programs for Landscape Contractors
Insuring Landscapers
Landscapers wear many hats. In the Northeast during the spring, summer, and fall, lawn maintenance is a routine function. During the winter, many landscapers remove snow, hang holiday lights, and even sell Christmas trees and wreathes. Therefore it is important to evaluate all aspects of the operations of a landscape contractor. Here is a partial list of what activities they may be involved:
- Lawn & Garden Maintenance
- Landscape Design & Contruction
- Chemical Applications such Fertilizers, Pesticides, Herbicides, and Fungicides
- Tree, Bush & Hedge Spraying, Planting, Trimming & Pruning, and Removal
- Gardening, Rototilling, and Cultivating
- Snow Plowing, Removal, and Salting & Sanding
- Installation of Lighting and Fixtures
- Seasonal Sales of Holiday Items
- Paving of Brick, Asphalt, and Stone
- Construction of Yard Furniture and Sheds
- Power and Pressure Washing
- Excavating & Land Grading
LIABILITY & UMBRELLA INSURANCE
- Products & Completed Operations
- Premises & Operations
- Personal & Advertising Injury
- Professional Liability -
Errors & Omissions
PROPERTY INSURANCE
- Tools & Equipment
- Stock & Inventory
- Office Supplies & Furniture
- Property in Transit
- Contents at Job-
sites
- Loss of Business Income
BUSINESS VEHICLE INSURANCE
- Commercial Auto & Trucks
- Liability, No-
Fault, Uninsured Motorist
- Comprehensive & Collision
- Hired & Non-
Owned Autos
- Broadened & Out of State PIP
WORKERS COMPENSATION INSURANCE
- Safety Groups
- Dividend Plans
- All states Endorsements
BONDING
- Performance, Surety, Municipal, and Fidelity
Program Highlights
A-
Admitted Carriers
Nationwide Coverage
Per Project Aggregate
Surety & Fidelity Bonds
Employee Dishonesty
Employee Benefits Liability
Property in Transit
Multi-
Residential & Commercial
Important Considerations in Choosing an Agent to Service Your Landscape Company
Knowledge of the Industry
Experienced Staff
Fast Certificate Processing
Claims Representation
Billing & Finance Options
Support Backup
Access to Multiple Markets
Landscape Contractors Insurance
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