Group Health & Medical Insurance Related Terms

What is an HMO?

What is an EPO?

What is a POS plan?

What is a PPO?



Employee Benefits are plans designed to protect or enrich a company's most important asset–-it's employee.



In this competitive business environment, it is essential for a company to carry at least some type inexpensive employee benefit to attract key personnel and talent.         



Group Benefit Enrollment & On-Site Meetings

                              

Benefit Summary              Office Visit Copay $   30

Specialist Copay $ 50

Dependent Child Copay $ 0

X-Ray, Diagnostic, and Laboratory Copay No Charge

Lifetime Maximum Unlimited

In Patient Hospital Copay $ 1000 per Admission

Out Patient Hospital Copay $ 75

Emergency Room Copay $ 150 (Waived if Admitted)

Well Care (Up to 19) No Charge

Prescription Copay $ 15 Generic Only Rx Card

* Subject to change without notice.  Coverage offered through Emblem Health

Wondering if your doctor accepts Emblem Health?  Search the database of providers on their website:

http://portals.emblemhealth.com/ProviderSearch/

Emblem Health Insurance

1st Quarter 2012 Monthly Rates


Employee Only $ 316.92

Employee & Spouse $ 744.83

Employee & Child(ren) $ 608.58

Full Family $ 986.89


* Subject to change without notice.  Available for eligible groups of 2-50 lives in the greater NY area. Coverage offered through Emblem Health


Low Cost Group Health Insurance Plans Featured Plan - Emblem CompreHealth HMO

New York Health Insurance Carriers We Represent


Empire Blue Cross Blue Shield

Oxford Health Plans

Emblem Health, GHI, and HIP

Health Pass & the LIA

Atlantis, Aetna & Cigna

Emblem Health Benefit Summaries as of 01/01/2011


Benefit Summary EmblemHealth CompreHealth $15/$20/$100  

 

Benefit Summary EmblemHealth CompreHealth $20/$25/$200  


Benefit Summary EmblemHealth CompreHealth $25/$40/$500  

 

Benefit Summary EmblemHealth CompreHealth $30/$50/$1,000  


Benefit Summary EmblemHealth CompreHealth $30/$50/$500  


Benefit Summary EmblemHealth InBalance EPO $30/$1,000/80%/$3,000


Benefit Summary EmblemHealth InBalance EPO $40/$1,000/80%/$3,000


Benefit Summary EmblemHealth InBalance EPO $40/$2,000/80%/$3,000


Benefit Summary EmblemHealth ConsumerDirect EPO Option 1: 100%/$3,000


Benefit Summary EmblemHealth ConsumerDirect EPO Option 2: 100%/$5,800


Benefit Summary EmblemHealth ConsumerDirect PPO 100%/80%/$2,500


Benefit Summary EmblemHealth EPO $30/$1,000


Benefit Summary EmblemHealth EPO $40/$1,000


Benefit Summary EmblemHealth PPO $30/$300x5/$2,000/70%


Benefit Summary EmblemHealth PPO $40/$500x3/$3,000/70%







 

  


Emblem Health Rx Options


Option AA


Option BB


Option CC


Option DD


Option FF


Emblem Health Rx Options


Option D


Option P


Option R


Option S

 

 


Emblem CompreHealth Rx Options

                

$15 generic only

$20/$30/$50

$15/$35/$75


$0/$30/$50


$25/$35  


 

 


 

 

Important Links


Emblem Health Forms  & Applications


Emblem Health Provider Search


Emblem Health Drug Lookup


Emblem Health Medicare Supplements

Featured Affordable Group Health Insurance Plan

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