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Contact Info:

Norbert F. Kugele

Warner Norcross & Judd LLP

900 Fifth Third Center

111 Lyon Street NW

Grand Rapids, MI 49503-2487

Web: www.wnj.com

Direct: 616.752.2186

Fax: 616.222.2186

Email: nkugele@wnj.com

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The information provided by Warner Norcross & Judd LLP is for general information purposes only and is not intended to provide legal advice on any specific facts and circumstances. If you need additional information, please contact a member of the firm's employee benefits group listed on www.wnj.com.

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Disclaimer- Please note that the articles written by their authors does not constitute legal advise either by Group Coverage, Inc. Or the author of the article. Group Coverage, Inc. Is not affiliated with the author or the law firm they represent. In addition it should be noted that neither Group Coverage, Inc., the author, or the law firm the author represents assumes no liability for the information contained as there is no attorney client relationship. The information contained in the articles is for information only and you should seek the advise of a qualified attorney.