Dental Insurance Plans

Group Dental Insurance


Dental Insurance is amongst the most popular type of employee benefits offered by employers.  There are different types of dental plans ranging from in-network only DHMO’s and DMO’s to out-of-network access plans such as POS or PPO.

 

Some plans provide a discount fee service and other reimburse the providers on a maximum allowable charge or MAC basis while the best plans reimburse the providers on a usual, customary, and reasonable rate schedule or UCR basis.



The following carriers provide dental plans:


Metropolitan, Delta Dental, Assurant, Lincoln Financial, HealthPlex,Sun Life, Mutual of Omaha, Dearborn, Aetna, Oxford Benefit Management or OBM, United Healthcare or UHC, Anthem, United Concordia, and Principal.  

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